The rules of this site

Who offers this site

BlackMoney is operated by Pedro Santilli de Souza, CNPJ 61.757.009/0001-36, based in Marília/SP, Brazil. Contact: pedrosantilli2013@gmail.com. How we handle personal data is described in the privacy policy, which forms part of these terms.

This is editorial content, not investment advice

This is the most important clause here, and the only one that can cost you money. Everything published on this site is journalism and analysis, for information only. Nothing here is a recommendation, an offer or a solicitation to buy or sell any security, and nothing here constitutes investment advisory services.

We are not registered investment advisers in any jurisdiction. We are not registered with the SEC, the FCA, or Brazil's CVM, and we do not know your financial situation, your time horizon or your risk tolerance. Every investment decision is yours, and so is responsibility for the outcome. Past performance does not guarantee future results.

About the numbers

We publish the arithmetic in the open precisely so you can check it. Even so, data can be stale, a source can be wrong, and so can we. The quotes displayed on the site come from public third-party sources, arrive delayed, and are indicative only — never use them to execute a trade.

When we get something wrong we correct it in the piece and say what changed. If you found an error, write to us on the contact page.

Content produced with AI assistance

Some articles are drafted with AI assistance from public sources, with human review before publication and with the sources listed at the end of the piece. This changes nothing above: the content remains informational, and the final verification is yours.

Comments

The space is yours, with three limits: nothing illegal, nothing that attacks people, and no advertising or investment tips. We remove anything that breaks those, without notice. By commenting you authorise us to publish your text alongside the article.

Intellectual property

The text is ours. You may quote excerpts with attribution and a link to the original; full reproduction requires permission. Photographs come from freely licensed archives and each one is credited on the image credits page, under its author's licence.

Availability and links

The site is offered "as is". We do not guarantee uninterrupted operation and we may change or discontinue any part of it. Links to third-party sites are source references; we have no control over their content or their privacy practices.

Limitation of liability

To the fullest extent permitted by law, we are not liable for losses or damages arising from decisions taken on the basis of what we publish, nor from the site being unavailable.

Governing law

These terms are governed by Brazilian law, where the operator is established. Nothing here removes any mandatory protection you have under the consumer law of your own country of residence.