About BlackMoney
An investing publication that prefers open arithmetic to strong opinions.
What we do
We publish investing analysis with the math on the page. When we say one bond yields more than another, we show the division. When we say a company is expensive, we show the multiple, the growth assumption behind it, and what happens to the conclusion if that assumption is wrong.
We cover six sections — stocks, ETFs and funds, fixed income, crypto, personal finance and markets — in two formats: the short close-of-session piece, and the long analysis.
What we don't do
No hot tips. No model portfolio, no ticker to buy today and sell on Friday, no headline that promises a return. Nothing published here is investment advice — it is editorial material, written for people who decide for themselves.
We also don't bury the risk in a footer. If a thesis can fail, the piece says where and why, in the body of the analysis, with the same weight as the argument in its favour.
Editorial commitment
We get things wrong, like any publication. When we do, we correct it in the piece itself and say what changed. No article is written in exchange for payment, and no section is for sale. If that ever changes, the change gets published here before it shows up in any article.
On AI
Some articles are drafted with AI assistance from public sources, with the sources listed at the end of the piece. That changes nothing above: the arithmetic still has to be checkable, the risk still has to be named, and none of it is advice.
Open math
Every number appears with the operation that produced it. If you can't redo the calculation, the piece failed.
Named risks
Every analysis says what would break it. A thesis with no failure case is advertising, not analysis.
Independence
No piece is paid for by an issuer, a fund manager or a broker. The newsroom sets the agenda.
Long horizons
We write for people who invest over years, not sessions. Today's noise rarely survives the quarter.